A $75,000 fixed-rate mortgage at 4% APR paid over 10 years costs $759.34 per month. Over the life of the loan you would pay $16,121 in interest — 21% of the amount borrowed.
The 4% rate on this page is 1.79 points below this week's national average of 5.79% for a 15-year fixed mortgage (Freddie Mac PMMS, July 2, 2026).
| Period | Principal paid | Interest paid | Balance |
|---|
| Scenario | Monthly | Total interest |
|---|---|---|
| $75,000 at 4% (10yr) ← this page | $759.34 | $16,121 |
| $75,000 at 4.25% (10yr) | $768.28 | $17,194 |
| $75,000 at 4.5% (10yr) | $777.29 | $18,275 |
| $75,000 at 4.75% (10yr) | $786.36 | $19,363 |
| $75,000 at 5% (10yr) | $795.49 | $20,459 |
| $75,000 at 5.25% (10yr) | $804.69 | $21,563 |
| $75,000 at 5.5% (10yr) | $813.95 | $22,674 |
| $75,000 at 5.75% (10yr) | $823.27 | $23,792 |
| $75,000 at 6% (10yr) | $832.65 | $24,918 |
| $75,000 at 6.25% (10yr) | $842.10 | $26,052 |
| $75,000 at 6.5% (10yr) | $851.61 | $27,193 |
| $75,000 at 6.75% (10yr) | $861.18 | $28,342 |
| $75,000 at 7% (10yr) | $870.81 | $29,498 |
| $75,000 at 7.25% (10yr) | $880.51 | $30,661 |
| $75,000 at 7.5% (10yr) | $890.26 | $31,832 |
| $75,000 at 7.75% (10yr) | $900.08 | $33,010 |
| $75,000 at 8% (10yr) | $909.96 | $34,195 |
| $75,000 at 8.5% (10yr) | $929.89 | $36,587 |
| $75,000 at 9% (10yr) | $950.07 | $39,008 |