A $325,000 fixed-rate mortgage at 6.25% APR paid over 10 years costs $3,649.10 per month. Over the life of the loan you would pay $112,892 in interest — 35% of the amount borrowed.
The 6.25% rate on this page is 0.46 points above this week's national average of 5.79% for a 15-year fixed mortgage (Freddie Mac PMMS, July 2, 2026).
| Period | Principal paid | Interest paid | Balance |
|---|
| Scenario | Monthly | Total interest |
|---|---|---|
| $325,000 at 4% (10yr) | $3,290.47 | $69,856 |
| $325,000 at 4.25% (10yr) | $3,329.22 | $74,506 |
| $325,000 at 4.5% (10yr) | $3,368.25 | $79,190 |
| $325,000 at 4.75% (10yr) | $3,407.55 | $83,906 |
| $325,000 at 5% (10yr) | $3,447.13 | $88,656 |
| $325,000 at 5.25% (10yr) | $3,486.98 | $93,438 |
| $325,000 at 5.5% (10yr) | $3,527.10 | $98,252 |
| $325,000 at 5.75% (10yr) | $3,567.50 | $103,100 |
| $325,000 at 6% (10yr) | $3,608.17 | $107,980 |
| $325,000 at 6.25% (10yr) ← this page | $3,649.10 | $112,892 |
| $325,000 at 6.5% (10yr) | $3,690.31 | $117,837 |
| $325,000 at 6.75% (10yr) | $3,731.78 | $122,814 |
| $325,000 at 7% (10yr) | $3,773.53 | $127,823 |
| $325,000 at 7.25% (10yr) | $3,815.53 | $132,864 |
| $325,000 at 7.5% (10yr) | $3,857.81 | $137,937 |
| $325,000 at 7.75% (10yr) | $3,900.35 | $143,041 |
| $325,000 at 8% (10yr) | $3,943.15 | $148,178 |
| $325,000 at 8.5% (10yr) | $4,029.53 | $158,544 |
| $325,000 at 9% (10yr) | $4,116.96 | $169,036 |